Whatever your credit

Whatever the reason

Jet Loans is the fastest and safest way to get a cash loan from $300 to $1500 with our co-borrower services. We help you get the money you need, when you need it.

Secure transaction

100% approved

Deposit on the same day

Here are the conditions you can expect

Select an amount to borrow:

300$

500$

750$

1000$

Select a payment frequency:

Weekly

Bi-weekly

Monthly

Your scenario:

300$

Weekly

Term: 3 months

Number of samples: 12

Nominal yield: 19.99%

Interest: $2.26

Direct debit fee: $1.50

Total payment amount: $42.32

Effective credit rate: 27.25%

*Amounts are representative examples only.

Submit my request

How it works:

Do you have a revolving loan?

Simply renew your loan today

We help you find the right amount for your situation

$300

$500

$750

$1000

About Jet Loans

At Jet Loans, we understand how difficult financial challenges can be. That’s why our co-borrower services help you find the support you need to get back on track. By connecting borrowers with reliable partners, we make access to loans simple and secure.

Mission

Our mission is to simplify access to financial solutions by offering a humane and reliable co-borrowing service to help individuals overcome their economic challenges and realize their projects.

Vision

We aspire to become a trusted partner recognized for our caring approach and innovative solutions, creating a future where everyone has the means to build lasting financial stability.

Engagement

We believe in empathy, trust and innovation to offer financial solutions tailored to each individual. Guided by solidarity, we put people at the heart of our actions to build lasting relationships and transform challenges into opportunities.

Do you have questions on your mind?

How can I qualify for an instant loan with Jet Loans?

Here are the admission criteria:

Must be at least 18 years old
Living in Canada
Be employed for a minimum of three months and/or receive qualifying income*.
Be paid by direct deposit at a Canadian banking institution
Not be in the process of bankruptcy
Minimum income of $1,500 gross per month

What are the steps involved in obtaining credit?

Here’s how to obtain a personal loan:

Fill out the form and send it.
Complete the bank verification (IBV).
If the request is approved, sign the contract and return it
Receive the funds.

How soon will I receive the money?

Funds are usually transferred by Interac the same day. All are fast, secure and credit inquiry-free, so we can send you the funds you need without delay.

When can I renew my credit?

Simply contact us by e-mail or phone and we’ll get back to you as soon as possible regarding the renewal of your personal loan.

What is Instant Bank Verification (IBV)?

Instant Bank Verification is a tool used by banking institutions to access account and transaction information on individuals applying for a loan. For our part, this procedure enables us to verify your identity and obtain a secure copy of your bank statements, thus speeding up the analysis of your file. It is important to note that this data is not retained once verification is complete.

Can I trust Jet Loans for an instant loan application?

Jet Loans is a Quebec-based company that works with private lenders to get you the funds you need fast. We work with lending companies licensed by the Office de la protection du consommateur to guarantee you safe loans. We encourage you to take a responsible approach to managing your credit file.

How much can I borrow with a quick loan?

Regardless of your credit history, Jet Loans offers credit facilities ranging from $250 to $1,500. Our goal is to provide you with quick access to the funds you need, whatever your financial profile.

I don't have a good credit rating. Can I still get a cash advance?

At Jet Loans, we understand that anyone can encounter difficult financial situations, regardless of their credit rating. We offer flexible financing solutions that are not limited to a good credit rating. Even if your credit rating is less than ideal, you may still qualify for a cash advance with us. We evaluate your application holistically, taking a variety of factors into account to offer you the best possible solution.

What are the repayment terms and conditions?

Loan repayments must be made within 90 days. Each payment is automatically debited from your bank account. Payments are synchronized with your pay dates, whether weekly, biweekly or monthly.

Why might my application be rejected?

Submitting incomplete or incorrect information. Have a fluctuating income or be self-employed. Have a history of rejected payments due to insufficient funds in your bank account or an inability to pay.

Testimonials

What do customers say?

The personalized attention of Jet Loans made the loan process simple and fast. A positive experience!
Excellent service from Jet Loans, they helped me consolidate my debts effectively. Very grateful!
Thanks to Jet Loans, I was able to get the loan I needed quickly and without complications. Highly recommended!
Jet Loans met my expectations, offering competitive rates and a process without complications.
I recommend Jet Loans for their professionalism and transparency throughout the application process.

Informations important

Co-borrower and other services

Because of their credit history, our customers are unable to obtain credit from traditional financial institutions. We work with lenders who may agree to grant you a loan, provided your file includes a qualified co-borrower. To take account of the risk associated with this service, the loan will be disbursed in two stages.

In addition to our co-borrower service, we also offer assistance with budgeting, debt consolidation and assessing your ability to repay. Don’t hesitate to talk to our representatives: they’re here to help!

Keep in mind that getting a micro-loan may not be the best solution for you.

Borrow responsibly

If you are still in need of financing, we encourage you to borrow responsibly. We understand that we are catering to a category of clients who are higher credit risks, which is why you should expect to pay a higher interest rate than that of conventional institutions.

Be especially careful not to simultaneously contract multiple types of online micro-loans, as you may see your debt ratio increase drastically and find yourself unable to meet all your payments.

However, we can guarantee you this: you will never pay an interest rate higher than that permitted by the Consumer Protection Act. Nevertheless, this kind of financing should only be contracted in case of emergency or when you have no other options for immediate financial assistance.

Responsible lending policy

All requests presented to us must undergo an analysis process to assess the repayment capacity of the individual seeking a guarantee.

Anyone who claims to offer you financing without analyzing your repayment capacity is acting against the requirements of the Consumer Protection Act. If we want to remain compliant with the law, we must verify your monthly salary, the stability of your employment, how you manage your finances, your contractual obligations (lease, other credit agreements), and your credit history.

If you do not meet some of our eligibility criteria and we consider you to represent too high of a risk, your request will be denied. However, please be assured that our primary objective is not to harm you but to help you. For any approved request, we recommend that you carefully read the contract sent by the lender to understand its terms.

Responsible debt collection

If you are having difficulty making your payments, we recommend calling one of our agents to advise you on reaching an agreement with the lender. One of our main commitments to our clients is to respect those facing difficulties.

We are able to negotiate various forms of accommodations for you, such as deferments or reductions in payments, subject to certain fees imposed by the lender. In the event that you become unable to honor your commitments, please be aware that responsible collection techniques will be used to handle your file.

In most cases, the borrower is responsible for all legal fees incurred for the recovery of their debt, and the debt may be demanded in full as soon as there is a breach of commitment on their part. Once your file is transferred to collections, we will not be able to assist you further.

Renewal of our guarantee

Just like in the field of financing provided by conventional institutions, all our clients who have faithfully honored their commitments will be offered the opportunity to renew their guarantee.

Establishing good repayment practices could also enable them to obtain a higher capital amount in a future application or even to obtain other types of financial products. Attention! This should not be interpreted as the possibility of improving your credit score with credit agencies such as Equifax and TransUnion.

Our services are not taken into consideration in the calculation of your credit score. Here’s a more concrete example: if we have guaranteed a loan for you that you repay over 2 to 6 months, and you have regularly made all your payments, reducing our risk, we could then guarantee your next guarantee request.

This way, you could obtain new funds immediately and only begin repayment following the final withdrawal of your previous financing.

Guarantee and other services

The client has the freedom to determine the fees and charges for each guarantee or financial product offered, which are distinct from the interest charged by the lender. Guarantee fees are based on the level of risk assumed, which is assessed based on our own evaluation. In addition to our guarantee service, we also offer assistance with budgeting, debt consolidation, and assessing your repayment capacity. Feel free to discuss with our representatives; they are here to help! Keep in mind that obtaining a micro-loan may not be the best solution for you.
Borrow responsibly

If you are still in need of financing, we encourage you to borrow responsibly. We understand that we are catering to a category of clients who are higher credit risks, which is why you should expect to pay a higher interest rate than that of conventional institutions.

Be especially careful not to simultaneously contract multiple types of online micro-loans, as you may see your debt ratio increase drastically and find yourself unable to meet all your payments.

However, we can guarantee you this: you will never pay an interest rate higher than that permitted by the Consumer Protection Act. Nevertheless, this kind of financing should only be contracted in case of emergency or when you have no other options for immediate financial assistance.
Responsible lending policy

All requests presented to us must undergo an analysis process to assess the repayment capacity of the individual seeking a guarantee.

Anyone who claims to offer you financing without analyzing your repayment capacity is acting against the requirements of the Consumer Protection Act. If we want to remain compliant with the law, we must verify your monthly salary, the stability of your employment, how you manage your finances, your contractual obligations (lease, other credit agreements), and your credit history.

If you do not meet some of our eligibility criteria and we consider you to represent too high of a risk, your request will be denied. However, please be assured that our primary objective is not to harm you but to help you. For any approved request, we recommend that you carefully read the contract sent by the lender to understand its terms.
Responsible debt collection

If you are having difficulty making your payments, we recommend calling one of our agents to advise you on reaching an agreement with the lender. One of our main commitments to our clients is to respect those facing difficulties.

We are able to negotiate various forms of accommodations for you, such as deferments or reductions in payments, subject to certain fees imposed by the lender. In the event that you become unable to honor your commitments, please be aware that responsible collection techniques will be used to handle your file.

In most cases, the borrower is responsible for all legal fees incurred for the recovery of their debt, and the debt may be demanded in full as soon as there is a breach of commitment on their part. Once your file is transferred to collections, we will not be able to assist you further.
Renewal of our guarantee

Just like in the field of financing provided by conventional institutions, all our clients who have faithfully honored their commitments will be offered the opportunity to renew their guarantee.

Establishing good repayment practices could also enable them to obtain a higher capital amount in a future application or even to obtain other types of financial products. Attention! This should not be interpreted as the possibility of improving your credit score with credit agencies such as Equifax and TransUnion.

Our services are not taken into consideration in the calculation of your credit score. Here’s a more concrete example: if we have guaranteed a loan for you that you repay over 2 to 6 months, and you have regularly made all your payments, reducing our risk, we could then guarantee your next guarantee request.

This way, you could obtain new funds immediately and only begin repayment following the final withdrawal of your previous financing.