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How it works

The co-borrower service for fast loans

JetLoans offers a co-borrower service from $400 to $2,000. We are not the lender: an independent lender reviews your file, and financing is not guaranteed.

Submit a request
Itinerary

A fast loan in three steps

Apply online, a lender reviews your file, Interac deposit the same day.

  1. Departure

    Online form and IBV

    Fill in the request and complete the instant bank verification. No data is kept after verification.

  2. In flight

    Approval within an hour

    A lender licensed by the Office de la protection du consommateur reviews your file with a co-borrower.

  3. Arrival

    Direct deposit to your account

    Sign the contract, then receive the funds by Interac e-Transfer, usually the same day.

In detail

IBV, contract and payments

What happens once the request is sent.

  • Instant bank verification

    IBV lets us confirm your identity and obtain a secure copy of your bank statements, which speeds up the review. This data is not kept once verification is complete.

  • Contract signature

    If the request is approved, you sign the contract and return it. No up-front payment is required on signing.

  • Payments synced to your payday

    Repayment runs over 3 to 6 months depending on the amount, at a 21.98% annual nominal rate (24.50% effective rate), with no debit fees. Each payment is debited automatically from your account, synced to your weekly, biweekly or monthly paydays.

Eligibility

Eligibility criteria

Every criterion must be met before a lender can review your file.

  • Be at least 18 years old
  • Live in Canada
  • Have been employed for at least three months or receive eligible income
  • Be paid by direct deposit into a Canadian bank account
  • Not be in a bankruptcy process
  • Earn at least $1,500 gross per month

Why could a request be refused?

Your request may be refused if you submit incomplete or incorrect information, if your income is fluctuating or you are self-employed, or if you have a history of payments rejected for insufficient funds or an inability to pay.

Loan amount
Repayment frequency

*Representative examples at a 21.98% annual nominal rate (24.50% effective rate), no debit fees. Each payment is debited automatically from your account and synced to your paydays.

Estimated payment
73$
per week
16payments
4 monthsterm
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Existing client

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