Whatever your credit
Whatever the reason
Jet Loans is the fastest and safest way to get a cash loan from $400 to $2,000 with our co-borrower services. We help you get the money you need, when you need it.
Here are the conditions you can expect
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Submit my requestHow it works:
Online form (IBV)
Approval in an hour
Direct deposit into your account
We help you find the right amount for your situation
About Jet Loans
At Jet Loans, we understand how difficult financial challenges can be. That’s why our co-borrower services help you find the support you need to get back on track. By connecting borrowers with reliable partners, we make access to loans simple and secure.
Mission
Our mission is to simplify access to financial solutions by offering a humane and reliable co-borrowing service to help individuals overcome their economic challenges and realize their projects.
Vision
We aspire to become a trusted partner recognized for our caring approach and innovative solutions, creating a future where everyone has the means to build lasting financial stability.
Engagement
We believe in empathy, trust and innovation to offer financial solutions tailored to each individual. Guided by solidarity, we put people at the heart of our actions to build lasting relationships and transform challenges into opportunities.
Do you have questions on your mind?
How can I qualify for an instant loan with Jet Loans?
- Must be at least 18 years old
- Living in Canada
- Be employed for a minimum of three months and/or receive qualifying income*.
- Be paid by direct deposit at a Canadian banking institution
- Not be in the process of bankruptcy
- Minimum income of $1,500 gross per month
What are the steps involved in obtaining credit?
- Fill out the form and send it.
- Complete the bank verification (IBV).
- If the request is approved, sign the contract and return it
- Receive the funds.
How soon will I receive the money?
When can I renew my credit?
What is Instant Bank Verification (IBV)?
Can I trust Jet Loans for an instant loan application?
How much can I borrow with a quick loan?
I don't have a good credit rating. Can I still get a cash advance?
What are the repayment terms and conditions?
Why might my application be rejected?
Testimonials
What do customers say?
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The personalized attention of Jet Loans made the loan process simple and fast. A positive experience!
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Excellent service from Jet Loans, they helped me consolidate my debts effectively. Very grateful!
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Thanks to Jet Loans, I was able to get the loan I needed quickly and without complications. Highly recommended!
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Jet Loans met my expectations, offering competitive rates and a process without complications.
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I recommend Jet Loans for their professionalism and transparency throughout the application process.
Important information
Co-borrower and support
Some people have difficulty obtaining financing from traditional financial institutions because of their credit record.
We work with independent lenders who may accept an application when the file includes a qualified co-borrower.
Our role is to support you throughout your process in order to improve your chances of approval. We are not the lender and we do not guarantee that financing will be obtained.
Depending on the level of risk associated with the file, the financing may be disbursed in several stages.
In addition, we offer support aimed at:
- better structuring your budget
- analyzing your financial situation
- assessing your repayment capacity
Responsible financing policy
All applications are reviewed to ensure that the requested financing matches your repayment capacity, in accordance with the Consumer Protection Act.
This review includes in particular:
- assessing your debt ratio
- verifying your income and financial stability
- analyzing your bank transactions
- validating your current financial obligations
An application may be refused if we believe the financing could worsen your financial situation.
No financing is offered without a prior review.
Financing conditions
Financing conditions vary depending on the lender and your profile.
- Repayment term: generally between 3 and 6 months
- Annual rate (APR): may reach up to 32%, including applicable fees
- The exact rate is set by the lender based on the risk associated with your file
We do not control the conditions offered by the lender and cannot guarantee their terms.
Borrow responsibly
The financing offered is intended for clients with a higher-risk credit profile. This generally involves higher borrowing costs than those of traditional financial institutions.
Before applying, make sure that:
- the financing is necessary
- you are able to keep up with the payments
- you are not taking on several debts at the same time
This type of financing should be used occasionally, particularly in case of emergency.
Payments, fees and commitments
You are responsible for meeting the repayment terms set out in your contract with the lender.
Administrative fees may apply, in particular:
- up to $40 for a refused or returned payment
- up to $25 for certain changes or actions outside the contract
In the event of a missed payment, interest may be added and additional fees may be required.
We do not share your file with credit agencies such as Equifax or TransUnion.
If you experience difficulty, you must contact the lender directly, ideally at least 48 hours before a withdrawal.
Collections
In the event of default, collection measures in accordance with applicable Canadian laws may be put in place.
The full balance may become immediately due, and administrative or legal proceedings may be undertaken. Additional fees may then apply.
Once the file is transferred to a collection agency, our ability to intervene is limited.
Renewal and future applications
The renewal of financing is never automatic.
Every new application is subject to a full review.
A good repayment history may make it easier to access future financing options, without guarantee.
Important
We act as an intermediary and a support service.
We are not a financial institution and we do not lend money.