$300 loan? Our smallest loan is $400
JetLoans does not offer a $300 loan: the smallest amount is $400, repaid over 3 months on your pay schedule. No credit check. Apply online, complete bank verification (IBV), get a decision in about an hour, and receive an Interac e-Transfer the same day.

The estimator is set to $400, our smallest loan. The exact payment amount and terms are shown before signing.
*Representative examples at a 21.98% annual nominal rate (24.50% effective rate), no debit fees. Each payment is debited automatically from your account and synced to your paydays.
Who can apply for a $400 loan?
Be 18, live in Canada, not be in a bankruptcy process, and earn at least $1,500 gross per month. Even if your credit score is not ideal, your request is evaluated as a whole.

$400
The smallest amount offered, deposited to your account with no credit check, for an unexpected expense.

Same day
100% online request, quick decision, then direct deposit by Interac e-Transfer after you sign.

3 months
Repayment synced to your paydays: 12 weekly, 6 biweekly or 3 monthly payments.
Other amounts
Pick another amount if $400 is not enough.
Frequently asked questions
Eligibility, IBV, timing, repayment. If the answer is not here, call us.
- Be at least 18
- Live in Canada
- Have been employed for at least three months or receive eligible income
- Be paid by direct deposit into a Canadian bank account
- Not be in a bankruptcy process
- Earn at least $1,500 gross per month
Renew your loan online
Reach us by email or phone and we will get back to you quickly.
Renew here
