A Canadian co-borrower service
JetLoans connects borrowers with lenders licensed by the Office de la protection du consommateur, for simpler, more secure access to credit, whatever your file.
Mission, vision, commitment
Mission
Simplify access to credit with a reliable co-borrower service, so people can handle the unexpected and carry out their projects.
Vision
Be the trusted partner for fast access to credit, where everyone has the means to build lasting financial stability.
Commitment
Trust, transparency and respect. We build lasting relationships with our clients and with our partner lenders.
We are not the lender
Our role is to support you throughout your process in order to improve your chances of approval. We are not the lender and we do not guarantee that financing will be obtained.
We work with private lenders licensed by the Office de la protection du consommateur. Depending on the level of risk associated with the file, financing may be disbursed in several stages.
An online service across Quebec
JetLoans provides an online application path for a microloan of $400 to $2,000, repaid over 3 to 6 months depending on the amount. After approval and contract signature, funds are sent by Interac e-Transfer. Our co-borrower service supports borrowers throughout Quebec.
The application takes a few minutes. Instant Bank Verification (IBV) lets us confirm your identity and obtain a secure copy of your bank statements. A partner lender then reviews the file, typically in about an hour during business hours. Incomplete information, irregular income or payments rejected for insufficient funds can lead to a refusal.
The published eligibility criteria are: be at least 18, live in Canada, have been employed for at least three months or receive eligible income, be paid by direct deposit into a Canadian bank account, not be in a bankruptcy process and receive at least $1,500 gross per month.
The published annual nominal rate is 21.98% (24.50% effective), with no debit fees. Each payment amount, the total cost and the terms appear in the contract before you sign. Early repayment is possible without penalty. Before borrowing, check that the payments fit your budget.
Have questions about the steps or your application? You can reach us at 514 448-6448. Our pages on how it works and responsible borrowing can also help you prepare.
Renew your loan online
Reach us by email or phone and we will get back to you quickly.
Renew here