Frequently asked questions

• Be at least 18
• Live in Canada
• Have been employed for at least three months or receive eligible income
• Be paid by direct deposit into a Canadian bank account
• Not be in a bankruptcy process
• Earn at least $1,500 gross per month

• Fill in and send the form
• Complete the bank verification (IBV)
• If approved, sign and return the contract
• Receive the funds

Funds are usually sent by Interac e-Transfer the same day. Loans are fast, secure and require no credit check.

Simply reach us by email or phone and we will get back to you quickly about renewing your loan.

IBV lets us confirm your identity and obtain a secure copy of your bank statements, which speeds up the review. This data is not kept once verification is complete.

JetLoans is a Canadian company working with private lenders licensed by the Office de la protection du consommateur. We encourage a responsible approach to managing your credit.

Whatever your credit history, our loans range from $400 to $2,000. The exact amount depends on your profile and your repayment capacity.

The annual nominal rate is 21.98% (24.50% effective rate). No debit fees apply. There are no hidden fees: each payment amount, the total cost and the terms are clearly shown before you sign.

Yes. Even if your score is not ideal, you may be eligible. We review your request as a whole, considering several factors.

Repayment runs over 3 to 6 months depending on the amount: 3 months for $400 or $500, up to 6 months for $1,400 and more. Each payment is withdrawn automatically at the frequency you choose (weekly, biweekly or monthly), synced to your paydays. You can repay early without penalty.

Incomplete or incorrect information, fluctuating or self-employed income, a history of payments rejected for insufficient funds, or inability to pay.